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A financial immune system for Gen-Z: one app for money, trips, clubs and insurance, with a voice copilot that understands Hinglish.

role
AI strategy and RAG implementation
status
Hackathon build
when
FINVASIA 2026
ownership
Team project
bodhi.appIntelligent systems · Web platforms
Three BODHI screens side by side: the Vault dashboard, the GAP voice assistant and Insurance Stories

Overview

BODHI is a fintech super app in React Native that replaces the five apps it takes to manage one weekend away. It holds a live net-worth dashboard, QR and UPI payments, shared Trip Wallets, Venture Clubs, paper trading and a market simulator. GAP, its voice copilot, logs spending and answers questions about your money in Hindi, English or Hinglish, and Insurance Stories explains a policy PDF in plain language.

Why it exists

Finance apps are broken for a new generation: group expenses sour trips, investing runs on FOMO, and insurance documents go unread until a claim fails. BODHI brings those jobs into one place and puts AI where the jargon is.

My part

  • An insurance RAG pipeline: PDF text extraction with PyMuPDF, overlapping chunks, Gemini text-embedding-004 embeddings and an in-memory cosine-similarity vector store.
  • Strictly grounded answers from Gemini 1.5 Flash, with a clause reference and a confidence level, and an honest fallback when the answer is not in the policy.
  • Payment work across the app and the FastAPI backend, including the Insurance and payment screens.
  • The product's promotional website.

How it works

  1. a

    Speak

    A voice command or a policy PDF comes in from the app.

  2. b

    Transcribe

    Sarvam AI handles speech in Hindi, English and Hinglish.

  3. c

    Understand

    Gemini reads the intent; RAG retrieves the relevant clauses.

  4. d

    Act

    FastAPI on AWS Lambda runs the payment, trade or expense.

  5. e

    Answer

    The result returns on screen and as speech.

The product

Your money, your copilot, your policy
Three BODHI screens side by side: the Vault dashboard, the GAP voice assistant and Insurance Stories
The Vault
BODHI Vault: net worth card, Scan & Pay, Send, Add, Request and quick services
GAP, the voice copilot
BODHI AI screen: a voice orb, the line Ask anything about your money and suggested questions
Insurance Stories
BODHI Insurance Stories: upload a policy PDF to surface hidden clauses and ask an AI chatbot
Venture Clubs and Trip Wallets
BODHI Social Hub: total shared wealth, a venture club and shared trip wallets
Paper Trade
BODHI Paper Trade: a virtual portfolio with cash, returns and trades
Time Warp simulator
BODHI Time Warp: simulate an investment through a past event such as the 2020 COVID crash
Subscriptions
BODHI Discover Plans: subscription plans by category, with Netflix and Amazon Prime prices
Calculator
BODHI calculator open as a sheet over the Vault
Login
BODHI login screen with the line Your money. Alive.

Built with

  • React Native
  • TypeScript
  • FastAPI
  • AWS Lambda
  • Neon PostgreSQL
  • SQLAlchemy
  • Gemini
  • Sarvam AI
  • PyMuPDF
  • Razorpay
  • Next.js
Team
3 builders
App screens
20+
API routers
18+

Status & next

On the roadmap: open banking through Account Aggregator and LSTM wealth forecasting.

Source: BODHI repository README, its commit history and the insurance_rag service; screens from the repository's app screenshots